Insurance woes... that gecko aint so nice.

I found the same thing also... it was cheapest, and best for me to stay with Nationwide, Geico was about double...

Geico provides OK insurance rates when it comes to Cruisers, or Sub-500cc machines. Anything Sportbike related is outrageous...

Progressive Drive gave me twice the coverage along with road-side assistance for $329.00 a year

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Yup, that's what I pay.

I tried gieco and all the majors but settled on dairyland at over half the cost of the next lowest. full coverage and roadside. sean

Same thing here, I sold my Harley Wide Glide for 10,500.00 and paid less then 200.00 a year for insurance, picked up a 1999 S3 for 3,900.00 and the insurance is 405.00. Through Farmers Insurance they wanted 900.00 a year and had to use an outside company because they don't insure "Bullet bikes" as my agent told me. It's a standard I swear. : Don't tell the wife how much tires are and how often!

I use American Family Insurance here in Illinois, where rates just suck, and it only costs me 337 a year. They don't consider speedy a "super bike" or else it would be like 4-5 time as much.

Am-Fam here in WI = $230/yr

100/300/50k
$500 deductibles

That's after totaling a speedy last fall! :drink:

Nationwide for me 329 yr

Farkin Gieco advertises in Michigan, but does'nt insure in Michigan. Go figure. Leaving Progressive this year cause 850 a year is bullshit.
About the cheapest i can come up with is Allstate, and they contacted ME. Gonna have to shop around. Michigan is one of the most expensive states in th U.S. to insure in. Not sure why.

Just got mine for the year....not as bad as they told me...
100/300/100 for $336...... :-\

itchin said:

Farkin Gieco advertises in Michigan, but does'nt insure in Michigan. Go figure. Leaving Progressive this year cause 850 a year is bullshit.
About the cheapest i can come up with is Allstate, and they contacted ME. Gonna have to shop around. Michigan is one of the most expensive states in th U.S. to insure in. Not sure why.

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Try Nationwide, there usually pretty cheap.

It might have something to do with the crime rate in Michigan...

I called progressive and geico before i got the speedy and those bastards wanted almost 1800 a year :finger:
called state farm and got it for 20 bucks a month.

Geico is cheapest for non cruisers around here (NM). The others have obscene rates for UM/UIM because 50% of the cars on the road here are uninsured, but it's reasonable with Geico. Farmers is cheapest for cruisers--My Royal Enfield costs $76/yr.

By the way GET UNINSURED MOTORIST COVERAGE!!!!

My accident 15 months ago was caused by an idiot with minimum coverage--$30k. My medical bills were $350k (and still counting.) UM/UIM is worth every penny. I had UIM coverage on all my vehicles, and I was allowed to claim on all of them (not just the one's for the bike I was riding) Check with your insurance company if they allow this, but it was a life saver (because I owned 5 vehicles with UM/UIM.)

Geof

abruzzi said:

Farmers is cheapest for cruisers--My Royal Enfield costs $76/yr.

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umm...I don't know if I'd admit to owning one of those...

Am/Fam gave me rates so much better than I had before that I haven't shopped around for awhile. Progressive SUX.

Hey--don't knock my RE. Sure, it's slow, but sometimes you just want to go slow. My s3 (6 days to go) is there to go fast.

I love the 50's and 50's style bikes, and the RE is a good option, if you don't have the time to mess with restoring a basket case.

Geof

Hey, I was just poking fun..I ride bicycles, so I should be pretty much in the same company as RE riders as far as other traffic is concerned,right? ;D


Oh, by the way... Progressive SUX.

kcjones said:

Hey, I was just poking fun..I ride bicycles, so I should be pretty much in the same company as RE riders as far as other traffic is concerned,right? ;D

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You have to torque down all the bolts on your bike after every ride so it doesn't shake itself apart?

Geof

How did you get Progressive so cheap? They hit me for $550 per year, I'm 56 and clean driving record plus I have my FJR insured with them. When I called them for a quote before buying my speedy last week they told me $225 per year, when I called to have the speedy insured they told me they made a mistake and consider the S3 a sport bike. Of course I bitched and they basically said to bad. :jerkoff: I will be shopping, I've heard that Dairyland is reasonable and will be checking with them. The pisser is you can only ride 1 bike at a time for maybe 8 months out of the year and they still want to bend you over the barrel!