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my bike insurance covers me to ride any other bike, with the owners consent, but only as third party. Every time i've taken a bike out for a test ride i have been charged a small amount for insurance or i've had to leavecredit card details to cover the excess should i chuck it up the road. I would have thought the dealer would have a duty to make sure you or they had insurance cover before letting you take a bike out...
 
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